Small loans

Apply for a small loan from £250 up to £3,000. We'll consider your application even if your credit history is less than perfect.

Please read our Terms & Conditions (including privacy information) before starting your application. On completion of your application, we will carry out credit reference or other enquiries in accordance with our lending procedures. Once your application is approved documents will be sent to you and will include the terms and conditions for your loan, which can also be viewed in our FAQs.

Representative Example

Annual Interest Rate (fixed) is 71.3% p.a., with a representative 99.9% APR based on borrowing £500 and repaying over 52 weeks with 52 weekly repayments. Weekly repayments of £13.47 with total amount repayable of £700.44.


Loans can be paid back between 6 months and 36 months. The maximum APR possible for this agreement is 99%.

Credit will be offered subject to status. Your rate is fixed for the term of your agreement. Applicants are reminded not to commit any funds to expenditure until a loan decision is made.

Places for People Financial Services Limited is authorised and regulated by the Financial Conduct Authority with firm reference number 663756.