Homeowner building insurance

If you’re a homeowner your buildings insurance may be provided by us through our insurer, Zurich Municipal.  To find out if you’re insured with us, have a look at your lease or contract. 

This section tells you what our insurance covers and how to make a claim.

Summary of features and benefits
Our insurance protects your home against a whole range of events such as fire, storm, flood, escape of water, falling trees, malicious damage, riot, theft, subsidence and accidental damage. The policy also covers damage to outbuildings, garages, walls, fences, drives, paths and service pipes.

For a ful list of what’s covered, download the Buildings Insurance Summary of Cover. If you make a claim you will have to pay an excess charge. Download the Insurance Schedule to find out the amount of excess you will need to pay.

How to make a claim
To make a claim you can either telephone the contact centre on 0800 432 0009 and ask for a claim form or download and print one. Once you have completed the form, please send it to:

The Insurance Team
Places for People
4 The Pavilions
Port Way
Preston
PR2 2YB

To comply with the policy condition you’ll need to send your form within 30 days of the date of the incident. Always remember to report a theft or malicious damage to the police and take a note of the crime reference number they give you – the insurance company will need this to process your claim.

This policy doesn’t cover the contents of your home. We offer a separate home contents insurance policy – check it out to see if we can save you money.