This is a charge for living in a property.

Typical rent costs

Note: these figures are a rough guide and exclude any service charges. Rent may be higher subject to location and property size.

If you're on benefits

Housing benefit covers all of your eligible rent. Housing benefit may be reduced if another person lives with you.

From April 2013 the government will only pay housing benefit based on your needs. You should make sure you're applying for a property that's the right size.

If you're not on benefits

The amount of housing benefit depends on your income, capital, age, whether you have a partner or children, or whether you are disabled or care for a disabled person. Find out more on the Directgov website.

What happens if I don't pay my rent?

If you don't pay you rent you could lose your home. If you're evicted it affects your credit rating and reduces your ability to secure future credit. It also reduces the likelihood of being offered alternative housing.

You'll have the following costs to consider:

• Household bills
• Rent
• Council tax
• Water rates
• Television licence
• Home contents insurance
• Gas and electricity (depending on the heating type in the property).

Gas and electricity costs

• Low users (gas and electric): £54 to £78 per month
• Medium users (gas and electric): £85 to £98 per month
• High users (gas and electric): £102 to £145 per month.

(These figures may change during the year).

Cost of living

• Household goods
• Clothing
• Travel to work expenses
• Car expenses - car insurance, car tax, fuel
• Catalogue payments
• Store/ credit cards
• Any other loans
• Any court fines
• Any mobile phone costs - pay as you go credit or contract
• Food bills.

Weekly food bills vary depending on where you shop. Here's a rough guide: