You want to enjoy Christmas and everything that comes with it, but you find yourself asking ‘how will I afford Christmas’? It’s a common scenario, but there are ways you could make some extra money before Christmas.

Sell your unwanted stuff
This is a great time to declutter. If you have items you no longer need, why not sell them? You can post smaller, cheaper items on Facebook’s marketplace or local Facebook selling groups. Try eBay or Gumtree for more expensive items. If you have a lot of things to sell you could take a pitch at your local car boot sale.

CEX will give money for old computer games, phones, computers and other technology. To sell CDs, games and DVDs in bulk try Ziffit or Music Magpie.

Get paid to shop
If you’re doing your Christmas shopping online anyway, go through a cashback website like Top Cashback or Quidco first. You’ll need to sign up if you’ve never used the site before, but then you’ll get a % of your spending back as cash or vouchers. Look for faster paying retailers if you want the money before Christmas.

Mystery shop
Market research companies use mystery shoppers to tell them about their shopping experience. This could be anything from customer service in shops to how clean a restaurant is. The pay varies, but you often get to keep the items you’re shopping for which is useful at this time of year. Market Force and GfK are well-known mystery shopping sites.

Take surveys
Surveys are another type of market research, and you can get paid for giving your opinion. This could be about products and packaging, lifestyle or politics. You’ll need to do a fair few, but if you’ve got some spare time it’s worthwhile. Try MySurvey, i-Say or Survey Junkie to get going.

Job spotting
Even if you don’t have time to take on extra work, you can help others find a job. With Indeed’s Job Spotter app, you take pictures of recruitment signs in shop windows, and get paid up to £1 per sign. With lots of shops taking on temps for Christmas, this is a great time to get started.


To help you control your spending, use this free Christmas money planner from the money advice service. And remember, if you find you do still need help and are thinking of using more expensive forms of credit like doorstep or illegal lending, a small loan from Places for People Financial Services could help you spread the cost of Christmas.

Need more INSPIRATION? see our tips for saving money at christmas.

Christmas budgeting tips

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