You can update the look and feel of your home without spending lots of money. If you’re keen to refresh your home, read our best money-saving tips.

Do as much as you can yourself

It goes without saying, but hiring people to do your DIY is expensive. The more you can do yourself to refresh your home, the cheaper your project will be. You can find some how to guides on DIY Doctor if you’re not sure where to start.

Paint walls

Painting a room a different colour or colours is an ideal way to transform it and make it feel fresh. Budget stores like B&M Bargains and Wilko sell paint and wall coverings, and it’s likely to cost less than buying from hardware shops.

To save even more money, paint one accent wall. This will still make a big difference to a room. You can use different techniques such as colour blocking to make even more of an impact. We love these tips from decoist.

Upcycle furniture

Raid second hand shops and charity sales for any items you do need. Even if you can’t find exactly what you’re looking for, you can upcycle items. This could involve using chalk paints, recovering seat pads or changing drawer and door knobs.

If you do have to buy new stuff, try to get flat packs. They tend to cost less as you do the work building your furniture yourself.

Declutter rooms

Sometimes you don’t need to redecorate, you just need to declutter and make the best of what you already have.

You’ll be amazed how different a room will look if you rearrange it too. Try swapping furniture between different rooms to give an instant refresh. This blog from money crashers gives some ideas for arranging your living room, or try these tips from the budget decorator.

Use fabrics

Soft furnishings can change the feel of a room. If you have off cuts of old material, you can make throws and cushion covers. You can also update curtains with block panels or applique, where you cut out different shapes to sew on.

Ikea has a guide to making your own cushion cover if you’re a beginner.

Finishing touches

Need some wall art? Why not buy some cheap frames and use children’s artwork to add colour? Want to update your lighting? You can make tea light holders from old jars. Is storage an issue? Ice cube trays are perfect for holding small items such as earrings. There are lots of ideas on Pinterest, or this infographic from life hacker features some easy tips.

Most importantly, enjoy giving your home a new look. It can be fun and rewarding doing the hard work yourself.


If you do need a small loan for decorating your home, we may be able to help. We look at applications on an individual basis, taking into account your personal circumstances. We'll consider you even if you have a less than perfect credit history.

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