Applying for a loan with us is quick and easy using our online application form.
Before applying, you will need to confirm that you meet the following criteria:
Your application should take around 10 minutes. The information you provide ensures we can give you the best possible offer.
Please have your bank details ready as we'll need these for your application.
For more information, read our FAQs.Apply now
If you would like to apply for a loan but do not have a bank account then you may wish to consider setting up a Change Account.
Working in partnership with Places For People, the Change Account offers a Prepaid Debit Mastercard® and has full transactional capabilities with multiple benefits, including Faster Payments, Direct Debit and a wide ranging Rewards Programme.
When your account is set up, you can use these bank details to apply for a loan with us.
When we assess your application, we look at things like:
If you're not sure whether your loan is affordable, it might be worth borrowing less or extending the repayment period.
Annual Interest Rate (fixed) is 71.3% p.a., with a representative 99.9% APR based on borrowing £500 and repaying over 52 weeks with 52 weekly repayments. Weekly repayments of £13.47 with total amount repayable of £700.44.
Places for People Financial Services Limited is authorised and regulated by the Financial Conduct Authority with firm reference number 663756