We look at applications on an individual basis, taking into account your personal circumstances. We'll consider you even if you have a less than perfect credit history.

Types of loans

Small loans

Apply for a personal loan of between £250 and £3,000.

Debt consolidation loans

If your finances are in good shape, paying off existing debts with one of our loans could make it much easier to keep track of your money.

Loans for people on benefits

Even if you're on benefits, we could still be able to help you with an affordable loan.

Will I be approved for a loan?

When we assess your application, we look at things like:

  • Whether you're up to date on your finances
  • Any other debts you have
  • How much you can afford to pay each month

If you're not sure whether your loan is affordable, it might be worth borrowing less or extending the repayment period. 

Apply now

Further help and support

Help with debts

If you're struggling with your debts, StepChange Debt Charity offers free help and advice on ways to make your debts easier to repay.

They have more than 20 years' experience of helping people become debt-free, with a range of plans for dealing with debt.

Help with money worries

If you need a loan because of money problems, talk to our Money Advice Team. They can help you sort it out without borrowing more money

Representative example

Annual Interest Rate (fixed) is 71.3% p.a., with a representative 99.9% APR based on borrowing £500 and repaying over 52 weeks with 52 weekly repayments. Weekly repayments of £13.47 with total amount repayable of £700.44.


Places for People Financial Services Limited is authorised and regulated by the Financial Conduct Authority with firm reference number 663756