Top tips to save money during the summer months

Summer is a time to get out, spend time together and make the most of longer days. But it can also be one of the most expensive times of year. 

From keeping children entertained during the school summer holidays to social events, days out and rising food costs, spending can quickly add up. The good news is there’s plenty of simple ways to make your money go further without missing out. 

Here are our practical tips on how to save money in summer while still making the most of it. 

Jump to: 

• Make the most of lower energy costs
• Review and pause subscriptions
• Save money on food and drinks
• Support your local charity shop
• Enjoy free and low-cost days out
• Keep cool and avoid extra costs

Make the most of lower energy costs

As the weather warms up, your home naturally needs less heating. This is a great opportunity to reduce your usage and build better habits. 

• Use natural light instead of switching lights on during the day
• Dry clothes outside where possible instead of using a tumble dryer
• Turn off appliances you’re not using 

You can find more ideas in our Energy Saving Tips for Summer guide. 

If you’re unsure whether you’re on the best energy deal, tools like the Money Saving Expert Cheap Energy Club can help you check if you could reduce your bills. 

Review and pause subscriptions

Summer often means spending more time outdoors or visiting family and friends. It’s a good time to review what you’re paying for but not using. 

Consider pausing or cancelling: 

• Streaming services you’re not watching
• Gym memberships if you’re more active outside
• Food or recipe delivery subscriptions 

Even pausing for a couple of months can free up money for other essentials. 

Save money on food and drinks

Food costs can quickly increase during the summer, especially with days out, picnics and keeping everyone fed during the holidays. 

Pack food instead of buying out 

Making your own picnics is often much cheaper than buying meals on the go. 

• Prepare sandwiches, snacks and fruit at home
• Bring refillable water bottles
• Use an insulated bag or low‑cost cooler to keep food fresh 

You could also take inspiration from these healthy snacks on the go for the whole family for affordable and easy ideas. 

Look out for family-friendly food offers 

During the school holidays, many restaurants and cafés offer Kids eat free deals or Kids meals for £1. 

These can make eating out more affordable when you want a treat without overspending. 

Make your own ice lollies 

A simple, tasty and low-cost way to keep everyone cool: 

You’ll need: 

• Fruit juice or blended fruit
• Yoghurt (optional)
• Ice lolly moulds or small cups 

How to make them: 

1. Pour your mixture into moulds 

2. Add sticks or spoons 

3. Freeze for a few hours 

It’s a fun activity and a cheaper, often healthier alternative to shop-bought treats. 

Support your local charity shop 

Summer is a great time to refresh wardrobes or pick up items for the holidays, but it doesn’t have to mean buying new. 

Charity shops are a great option for: 

• Children’s toys, games and books
• Summer clothing
• Outdoor accessories 

You’ll often find good quality items at a fraction of the price, while also supporting local causes.

Enjoy free and low-cost days out 

There are plenty of free activities for families during summer, you just need to know where to look. 

Explore your local area 

Walking around your local town or nearby city is a simple way to spend time together without spending much. This could mean trying a new walking route, visit local landmarks or planning a scavenger hunt for your children. 

Visit parks and green spaces 

Local parks are one of the easiest ways to enjoy a day out for free. 

You can use the GOV.UK service to find your local park and explore what’s nearby. 

Pack a picnic, bring a ball or games and make a day of it. 

Check local events and activities 

Many councils run activities during the school summer holidays, including: 

• Sports sessions
• Arts and crafts workshops
• Community events 

Visit your local council website to find out what’s available near you. 

Make use of your local library 

Libraries are a brilliant free resource, especially during the holidays. 

• Borrow books, games and DVDs
• Join reading challenges
• Attend free activities and sessions 

You can find your nearest service through local library services on GOV.UK. 

Visit your local leisure centre

Your local leisure centre can offer affordable ways to stay active as a family. 

• Swimming sessions
• Family activities
• Holiday programmes for children 

It’s a great way to stay active and break up long days at home.